1. Acceptance of Terms

By accessing and using Property Finding Hub ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use the Service.

2. Description of Service

Property Finding Hub provides AI-powered property investment analysis tools for the Australian property market. Our services include property search, AI scoring, rental yield estimation, neighbourhood analysis, portfolio tracking, deal analysis, and investment advisory chat. The Service is provided for informational purposes only.

3. User Accounts

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorised use.

4. Subscription Plans and Payment

Property Finding Hub offers free and paid subscription plans. Paid subscriptions are billed on a monthly basis through Stripe. You may cancel your subscription at any time, and cancellation will take effect at the end of the current billing period. Refunds are handled on a case-by-case basis.

5. Acceptable Use

You agree not to:

Use the Service for any unlawful purpose
Attempt to gain unauthorised access to any part of the Service
Use automated systems to access the Service in a manner that exceeds reasonable use
Reproduce, duplicate, copy, sell, or resell any part of the Service
Use the Service to provide competing services without written consent

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to AI analyses, scores, and reports, are owned by Property Finding Hub and are protected by copyright, trademark, and other intellectual property laws. You may use generated reports for your personal investment research but may not redistribute them commercially.

7. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of any AI-generated analyses, property scores, rental estimates, or investment recommendations. Past performance data does not guarantee future results.

8. Limitation of Liability

To the maximum extent permitted by Australian law, Property Finding Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the twelve months preceding the claim.

9. Not Financial Advice

The information provided by Property Finding Hub does not constitute financial, legal, tax, or professional property advice. All AI-generated scores, analyses, and recommendations are for informational purposes only. You should always consult with qualified professionals, including licensed financial advisors, property valuers, and legal practitioners, before making any investment decisions.

10. Termination

We may terminate or suspend your account and access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Australia. Any disputes arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Australia.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.

13. Contact

If you have any questions about these Terms of Service, please contact us through the support channels available on our website.